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      <image:title>Approach - Wealth management is about more than making sure the numbers add up</image:title>
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    <lastmod>2026-04-02</lastmod>
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      <image:title>Guides - A Guide to annual tax allowances</image:title>
      <image:caption>A detailed review of tax allowances for the 2024/25 tax year.</image:caption>
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      <image:title>Guides - A Guide to pension consolidation</image:title>
      <image:caption>A look at the pros and cons of consolidating pensions.</image:caption>
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      <image:title>Guides - A GUIDE to passing on wealth</image:title>
      <image:caption>Some of the steps you should an could take to ensure that your wealth goes to who you want when you are gone.</image:caption>
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      <image:title>Guides - OUR SERVICE CHARTER</image:title>
      <image:caption>This document will give you more details about our services and a guide to the cost of these services. Our costs are based on your individual needs.</image:caption>
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      <image:title>Guides - MORTGAGE CLIENT AGREEMENT</image:title>
      <image:caption>This document will give you more details about our mortgage services and their associated costs.</image:caption>
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      <image:title>Guides - Lothbury fair value statement</image:title>
      <image:caption>Aims to illustrate how we assess value and whether there is fair value between the total price of the service and the benefits and their quality that our clients receive</image:caption>
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      <image:title>Guides - AUTUMN BUDGET 2025 SUMMARY</image:title>
      <image:caption>Our summary of a wide range of announcements made by Chancellor Rachel Reeves</image:caption>
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      <image:title>Guides - SPRING NEWSLETTER</image:title>
      <image:caption>Our Spring 2026 Newsletter</image:caption>
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      <image:title>Services - Providing confidence, clarity &amp; certainty</image:title>
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  <url>
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    <lastmod>2024-03-12</lastmod>
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  <url>
    <loc>https://lothburywm.co.uk/contact</loc>
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    <lastmod>2025-07-22</lastmod>
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